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First Island Financial Services Ltd.

First Island Financial Services Ltd.

 
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Finance & Insurance >> Mortgages, Lending & Investments

First Island Financial Services Ltd.

First Island Financial Services Ltd.
101 - 727 Fisgard St
Victoria, BC V8W 1R8 | map | directions
Phil Wooster Phil Wooster
(250) 388-5441 | fax: (250) 361-9160

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OUR CORPORATE CULTURE

Preservation of your Capital is our first concern;
How do we accomplish that? Registered security of First Mortgages only

Risk vs Reward we currently achieve rates of ±5%;
Could we provide higher returns? Yes, but higher returns mean higher risks, this is not our culture.

Real Estate experience;
First Island has been successful in the mortgage lending/investing business since 1973.

Local Ownership; First Island is owned by a number of successful Victoria businessmen, who invest their own funds along with yours.

Specialized in Real Property financing;
Our in-house Mortgage Underwriter thoroughly researches a mortgage application then presents it to our Lending Committee. The committee is made up of no less than 5 members, each having a background in land development, construction, or an associated industry.

Expertise in Construction;
Lending to a maximum of 75% of the appraised project value. Construction loan draws are reviewed and inspected by Professionals to ensure actual work-in-place matches loan proceeds advanced.

Long term relationships with Builders/Developers and Investors;
We have earned the trust and respect from builders because of our strict lending guidelines, and the ability to see the builders' vision. Our Investors continue to enjoy the above average returns from the success of our select mortgage investments.

Own our Head Office building;
Located at 727 Fisgard Street, Victoria, BC

Affiliations;
Better Business Bureau, Greater Victoria Chamber of Commerce, Financial Institutions Commission, BC Securities Commission, Urban Development Institute and the Real Estate Institute of British Columbia.
Member Since: 1987
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 (Date: 3/29/2023)
 

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  • Membership
    • Why Join?
    • Job Board
    • Member to Member Offers
    • Benefits, Discounts & Savings >
      • Chamber Store
    • Chamber Local
    • 1863 Impact Award
    • Questions & Answers
    • Join Now
    • Member Login
  • Member Directory
  • Events
    • Signature Events >
      • Annual Auction
      • Business Awards
      • Business Hall of Fame
      • Business Leaders Series
    • Event Calendar >
      • Chamber Events
      • Community Events
    • Event Photos 2023
    • Sponsorship
  • News & Advocacy
    • Weekly BizNews >
      • BizNews Articles
    • Advocacy / Wins for Business >
      • Advocacy Wins
      • Business Property Taxes
      • Advocacy Priorities
    • Chamber Chats
    • In the News >
      • Published Op-Eds
      • Media Releases
    • Non-market housing
    • Find and keep workers
    • Business Matters Magazine
    • COVID-19
  • The Chamber 1863
    • 1863-Indigenous
    • 1863-Early Chamber
    • 1863-History Events
    • 1863-Booms and Busts
    • 1863-Members & Communities
    • 1863-Women, people and organizations
    • 1863-Committees
    • 1863-Chairs and Chair Businesses
  • About Us
    • Emerge >
      • Emerge Events
      • Emerge Mentorship
      • Emerge Connect
    • Staff Directory
    • Board & Governance >
      • Governors
      • By-Laws, Plans & Reports
      • Committees
    • Chamber History
    • Partners & Sponsors
    • About Victoria >
      • Starting a Business
      • Moving Here
      • Visiting Victoria, BC
    • Contact Us